Some smart locks even take a photograph 6. When used properly smart locks can provide an extra layer of security since guests can’t make a copy of a physical key which they can use to enter your property later on for example. You can also keep track of when your cleaners and other staff enter and leave the property. Unusual activity may be an indication of bad guests throwing a party in your vacation rental for example, or illegal activity. Smart locks log access, allowing property managers to monitor the use of a given door. Smart locks provide guests the privacy of entering their rented space without any fuss and relaxing immediately. Quite often guests are tired when they reach their place of booking and just want to get to their vacation rental without any hassle. It also saves guests the time they would otherwise spend waiting for their key, etc. Smart locks eliminate the need for you to be physically present at the property for check-ins and check-outs saving you time better spent on growing your vacation rental business. No more keysīecause smart locks eliminate the traditional key, you and your guests don’t have to keep track of keys or worry about losing them. Smart locks provide advantages to both hosts and guests. Benefits of Using a Vacation Rental Smart Lock Property managers send guests a virtual key that provides access for a set time period (until checkout time). Basically, a smart lock allows a homeowner/property manager to allow guests access to the property without a traditional key. ![]() ![]() Top 8 Benefits of Using a Smart Lock for Your Vacation RentalĪ smart lock is an electromechanical (electronic and mechanical) locking device that allows a door to be opened wirelessly using authorized authentication such as a code.
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Whether you do it yourself or commission a desktop from a custom builder, you can get some serious power for music production at a great price. One of the biggest advantages of PCs over Mac is the ability to build a custom computer. For most people, that’s plenty of power for recording and producing music, and at just $1799, you’ll have money leftover for peripherals. They come in lots of different configurations, but I like the one with an 11th Gen Intel i9 processor, 32GB RAM, and a 1TB SSD plus a 1TB 7200 RPM HDD. The Dell XPS is a flexible and powerful PC for music production. SEE ALSO: 6 Best Laptops for Podcasting īest PC Desktops for Music Production 1.The M1 chip is fast and powerful, and the all-in-one design means you’re saving money on peripherals (keyboard/mouse are included as well). Upgrade RAM to 16GB and storage to 1TB for a total of $2099. I’d recommend speccing out the highest end model, which starts at $1699. The “regular” iMac has taken its place as a nice all-in-one desktop computer for music production. Unfortunately, the iMac Pro is discontinued, so we won’t be including it on a list for the current year. If you upgrade RAM to 16GB and storage to 1TB, you’ll have a capable desktop Apple computer for $1299. ![]() There’s a model starting at $899 with an Apple M1 chip (8-core CPU), 8GB RAM which you’ll want to upgrade to 16GB, and a 512GB SSD. This pint-size unit makes a great mobile recording rig centerpiece, though it’s just as happy discretely sitting on a desk. Mac MiniĪ less powerful and longer-running version of the Studio is the Mac Mini. This is my favorite pick for an Apple desktop dedicated to music production - a mean machine at a competitive price. ![]() This one utilizes the M1 Max chip with a 10-core CPU, 32GB RAM as standard, and a 512TB SSD as standard, while all these specs are configurable. It’s supremely powerful, however, and by Apple standards, the model starting at $1999 is actually pretty affordable. The latest Apple offering is the Mac Studio, which is comparable to the Mini in terms of being a relatively small desktop computer. If that’s at all a priority for you, then you might have already made up your mind.īest Mac Desktops for Music Production 1. That said, Apple offers both the Mac Mini and the newer Mac Studio which are portable desktops. Desktop computers for music production tend to live in the studio with all their peripherals they’re not frequently hitting the road. Now, most of us shopping for a desktop computer aren’t concerned with portability, because we’d get a laptop for that. Also, PCs are more upgradeable than Apple computers.įinally, a less common concern with desktop computers is portability. Off the top of my head, Cakewalk by BandLab is a Window-exclusive DAW with full features - and it’s free - so that might be a draw. Windows machines are just as viable, and many of today’s software and hardware is both Mac and Windows compatible. ![]() That means you shouldn’t really have any issues with software or hardware compatibility, plus you’ll have the option of running the Mac-exclusive Logic Pro X. The Mac operating system is very stable and reliable, and it’s the industry standard for music production. And for storage you’ll not only want a fast solid state drive for the best read and write speeds, but make sure there’s enough space for your DAW, plugins, virtual instrument libraries, and of course, session files. Memory, or RAM, will help you run more instances of plugins and virtual instruments. Processors have multiple cores which makes multitasking more efficient. The three main considerations are processing, memory, and storage. What that essentially means is that it isn’t difficult to find something with the right specs to take on recording, mixing, mastering, and production. Understanding Music Production ComputersĪs tech gets better and better, even budget computers are reasonably powerful. We’ve checked out tablets and laptops, and now it’s time to have a look at the best desktop computers for music production. ![]()
![]() The price tag of just $765 is a mighty appealing one for a timepiece of this calibre and if you’re itching to get your hands on one, make sure you’re one of the first in the line when the next batch of these superb space inspired watches hit the shelves again in late January. This includes a 42 hour power reserve, 50m water resistance, 316L Stainless steel, Ø 1.62 in (42mm), height 0.5in (12.5mm), back & screws, Cerakote Ceramic Coating, Transparent Caseback and convex hard Plexiglass Sapphire Coating with Anti-reflection Coating. ![]() Eye-Catching FeaturesĪs we’ve come to expect from these collaborations between ANICORN and NASA, there is a lot of eye-opening and impressive features to be enjoyed with the Ver. The full package includes a mechanical timepiece with Cerakote ceramics coating, black textile strap (with embroidery NASA worm logo + GPS coordinates of the Kennedy Space Center in Florida), black Milanese bracelet (with laser etched NASA worm logo, NASA embroidered patch and a metal warranty plate. The edition number of each watch will be marked on the movement and there will also be a metal plate which is unique to this collaboration. This magnificent looking timepiece from ANICORN and NASA boasts a Miyota 9015 automatic movement which has a vibration frequency: 28800 per hour and 24 Jewels automatic movement. Air Force high-altitude pressure suits worn by the two-man crews of the SR-71 Blackbird, pilots of the U-2 and X-15, and Gemini pilot-astronauts, and the Launch Entry Suits (LES) worn by NASA astronauts starting on the STS-26 flight, the first flight after the Challenger disaster. ACES Limited Edition Watch is overflowing with excellent nods to the bravery of astronauts and the suit from which the timepiece takes its inspiration is worn during an emergency bail-out over the ocean during launch or landing. It was introduced by the United States in 1994 to replace the Launch Escape Suit and has become an integral part of space travel. As mentioned, this timepiece is inspired by the Advanced Crew Escape Suit (ACES) or “pumpkin suit”, which is a full pressure suit that began to be worn by Space Shuttle crews after STS-65, for the ascent and entry portions of flight. ACES Limited Edition Watch represents superb value for money when you consider what an incredible watch you are getting and how collectible it could be in the future (given the rapidity of which they sold out). With a sub-$1000 price tag of just $765, the ANICORN x NASA – Ver. ![]() Though already sold out, a second batch of these exemplary timepieces will be released in late January, 2019, so if you’ve like what you’ve seen here, all hope is not currently lost. ACES Limited Edition Watch takes design inspiration from the Advanced Crew Escape Suit, which is integral to the safety of NASA missions, and for those with a love of all things astronomical, this is the timepiece for you. ACES Limited Edition Watch – but, somewhat predictably, it went down the same route of being sold out in minutes but it is too good looking a timepiece not to cover here on the pages of The Coolector anyway. As you may have realised the recent collaborative watch between watchmakers Anicorn and Space Agency, NASA, sold out in a matter of minutes which was a disappointment to many and if you were one of the disappointed then you will have been pleased to hear they recently released a new collaborative version – the ANICORN x NASA – Ver. ![]() The Company’s segment information includes the use of underwriting income (loss) and a combined ratio excluding catastrophic activity and prior year development. ![]() For additional details regarding the Company’s operating segments, please refer to the Company’s Financial Supplement dated December 31, 2021. The following section provides analysis on the Company’s 2021 fourth quarter performance by operating segment. See ‘Comments on Regulation G’ for a discussion of non-GAAP financial measures. Income tax expense (benefit) on net realized gains or losses, equity in net income (loss) of investment funds accounted for using the equity method, net foreign exchange gains or losses, transaction costs and other and loss on redemption of preferred shares reflects the relative mix reported by jurisdiction and the varying tax rates in each jurisdiction.Įach line item in the table above reflects the impact of the Company’s ownership of Somers’ outstanding common equity through June 30, 2021. Weighted average common shares and common share equivalents outstanding - dilutedĪnnualized net income return on average common equityĪnnualized operating return on average common equity Net income available to Arch common shareholdersĮquity in net (income) loss of investment funds accounted for using the equity methodĪfter-tax operating income available to Arch common shareholders The following table summarizes the Company’s consolidated financial data, including a reconciliation of net income or loss available to Arch common shareholders to after-tax operating income or loss available to Arch common shareholders and related diluted per share results: See ‘Comments on Regulation G’ for further details. (“Somers”), formerly known as Watford Holdings Ltd., which the Company consolidated in its financial statements through Jpursuant to GAAP. Such presentation excludes the results of Somers Holdings Ltd. Presentation represents a “non-GAAP” financial measure as defined in Regulation G. Effective July 1, 2021, the Company no longer consolidates the results of Somers in its consolidated financial statements.Ĭonsolidated Excluding ‘Other’ Segment (1)Ĭombined ratio excluding catastrophic activity and prior year development (1) The following table summarizes the Company’s underwriting results, both (i) on a consolidated basis and (ii) on a consolidated basis excluding the ‘other’ segment ( i.e., results of Somers). Pre-tax current accident year catastrophic losses for the Company’s insurance and reinsurance segments, net of reinsurance and reinstatement premiums (1) of $72.3 million įavorable development in prior year loss reserves, net of related adjustments (1) of $125.6 million Ĭombined ratio excluding catastrophic activity and prior year development (1) of 80.1%, compared to 80.2% for the 2020 fourth quarter Ĩ.7 million shares repurchased at an aggregate cost of $362.1 million īook value per common share of $33.56 at December 31, 2021, a 3.5% increase from Septemand a 10.7% increase from December 31, 2020.Īll earnings per share amounts discussed in this release are on a diluted basis. Net income available to Arch common shareholders of $613.1 million, or $1.58 per share, a 19.4% annualized net income return on average common equity, compared to $533.1 million, or $1.30 per share, for the 2020 fourth quarter Īfter-tax operating income available to Arch common shareholders (1) of $493.3 million, or $1.27 per share, a 15.6% annualized operating return on average common equity, compared to $230.4 million, or $0.56 per share, for the 2020 fourth quarter (NASDAQ: ACGL “Arch” or “the Company”) announces its 2021 fourth quarter results. ![]() You can get Expo wet or dry erase markers in a wide range of tip sizes, ensuring your point gets across. Intense, bold colors take center stage even from a distance. We’ve also expanded our offering of A5 planner accessories. Use Expo dry erase markers to track, schedule and present your point in a brilliant fashion. Alternatively, you could choose these accessories in contrasting colors so that they stand out. 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![]() *All image credit belongs to Andrea Jean Cleaning via YouTube. Image credit: Andrea Jean Cleaning via YouTube Wipe the inside clean with paper towels, then pat them dry, and re-assemble. ![]() Use a toothpick to scrape clean the inside of the nail clipper and other crevices. Press the nail clippers until the upper handle releases from the base, then remove it completely, and soak them in a container or bowl filled with cleaning vinegar. The tape at the sides will help gather the nails you’ve chipped so they don’t scatter on the floor. Place small pieces of tape on each side of your nail clipper making sure they are covered, then proceed to trim your nails, and peel the tape right off before throwing it in the trash. You can also use nail clippers to clip off any frayed threads on your towels or any fabric. Use the nail clipper file to tear open your mail, too. For no-mess peeling, push the nail clipper file down the center, then proceed to peel the skin of your orange. ![]() Trim the excess leaves on your flowers easily using a nail clipper. Image credit: Andrea Jean Cleaning via YouTubeįlowers, Oranges, Letters, and Frayed Threads Use the file to tighten some loose screws or loosen screws if you don’t have a screwdriver available. You can also use the nail clipper to trim off a candle wick that is too long. Use proper technique when shaving to reduce bumps.If the wick of your candle has gone limp or is stuck down the candle itself, then use the nail clipper file to pick it right up. Once you’re done shaving, apply a soothing aftershave formulated to reduce risk of razor bumps and irritation. While shaving, always use a moisturizing shaving cream. Before shaving, wash your skin with a non-comedogenic cleanser. Shaving at the end of your shower or holding a warm, damp washcloth to the area you’d like to shave loosens the hairs and causes them to swell, so they’re less likely to curve into your skin and cause bumps. If your hair grows in different directions, you can train it to grow in one direction by gently brushing your hair with a toothbrush daily. To find out which direction your facial hair grows, pull the skin where your hair grows tightly while looking in a mirror. Shaving "against the grain" causes irritation. If you have the option, stopping shaving and growing out your hair, instead, will eliminate the cause of your razor bumps.įigure out the direction your hair grows. To prevent razor bumps, follow these tips from board-certified dermatologists: The good news is that changing your habits when shaving can help prevent razor bumps from developing or cause fewer, less painful bumps. Also called shaving bumps, these painful or itchy bumps are caused when shaving irritates the skin. If you’ve ever shaved, you probably know how razor bumps feel. Follow these tips from board-certified dermatologists to prevent razor bumps. Dermatologists care for people of all ages.Ħ razor bump prevention tips from dermatologistsĪnyone can get painful, itchy razor bumps. What is a dermatologist?Ī dermatologist is a medical doctor who specializes in treating the skin, hair, and nails. You can search by location, condition, and procedure to find the dermatologist that’s right for you. Dermatologist-approved lesson plans, activities you can useįree to everyone, these materials teach young people about common skin conditions, which can prevent misunderstanding and bullying. Use these professionally produced online infographics, posters, and videos to help others find and prevent skin cancer. Public health programsįeatured Free materials to help raise skin cancer awareness It can smooth out deep wrinkles and lines, but the results aren’t permanent. 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The sun, heat, and humidity can all trigger rosacea and lead to flare-ups. If you’re looking for some great electric shaver lubricants, here are two I recommend: 1. Hairstyles that pull can cause hair lossįeatured Reduce summertime rosacea flare-ups.Central centrifugal cicatricial alopecia.Diseases & conditions Everyday care Darker Skin Tones Cosmetic treatments Public health programs Find a dermatologist Go to AAD Homeĭermatologists team up to improve patient care How safe is Betternet?īetternet comes with high-end, 256-bit encryption to keep user data secure and safe. The free version will have a cap of 500 MB downloads for torrents, while the premium version will deliver unlimited bandwidth, including on torrent websites. Whether you’re using the software’s free or paid version, you can conveniently download movies, music, images, and more. The program doesn’t restrict P2P connections and lets you download a wide range of content from the internet. Users may opt for Betternet because of its support for streaming and torrent websites. ![]() Despite this, most of these are able to provide you with fast, stable connections. Unfortunately, free users can only use servers in the United States. In the premium version, you can even manually choose a specific server in a desired geographic location.īetternet has high-speed servers across multiple locations in the world. ![]() It has an ‘Optimal Location’ feature, which automatically connects your IP to the closest and fastest server. How fast is Betternet?Īmong free VPN downloads, Betternet is considered to be one of the fastest services. The Windows version of the tool comes with a free trial, so you can test the different features on your computer. You’ll be able to check the geographic location, speed, and other details. Once you set up the connection, this VPN service even provides you with details about the connection status. 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Whether you want to stream your favorite content or visit region-restricted websites with no detection, the Betternet download will be a good choice.īetternet is a great choice for your Microsoft Windows PC. The program provides you with multiple proxy servers, so you can enjoy an improvement in connection speed. With Betternet, you can even visit restricted websites. |
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